Vermont State Requirements


Required Continuing Education Hours

Life, Accident and Health Producers:

24 CE hours, including 3 hours of ethics, are required every 2-year license term.

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Producers licensed to sell LTC insurance products in Vermont after March 31, 2010, must complete a one-time initial 8-hour NAIC LTC training course before they can sell, solicit, or negotiate LTC Products. 2 hours must contain Vermont-specific information including Vermont Medicaid information.

  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of LTC training on or before March 31 of odd-numbered calendar years.

Property and Casualty; and Personal Lines Producers:

24 CE hours, including 3 hours of ethics, are required every 2-year license term.

Flood Insurance

Producers with Property and Casualty authorities who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program.

Roster Fees

A roster fee of $1.50 per credit hour ordered is required to process course completion hours in Vermont and will be added to the order total upon checkout.

Nonresident CE Requirements

If the licensee has not taken a NAIC LTC training course in another state and 2 hours of Vermont Medicaid training, the nonresident producer selling LTC must comply with the Vermont LTC training requirements:

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Producers licensed to sell LTC insurance products in Vermont after March 31, 2010, must complete a one-time initial 8-hour NAIC LTC training course before they can sell, solicit, or negotiate LTC Products. 2 hours must contain Vermont-specific information including Vermont Medicaid information.

  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of LTC training on or before March 31 of odd-numbered calendar years.

  • Vermont Medicaid and the Long-Term Care Partnership Program: Nonresidents who have completed another state’s qualified LTCP course will need to complete a 2-hour Vermont specific Medicaid course.

License Term

The license term is 2 years ending March 31 in odd-numbered years.

CE Subject Requirements

Any course approved for CE in Vermont may be taken for credit. A maximum of 6 hours related to insurance agency management may be taken for CE credit per review period.

Final Exam Requirements

Self-study final exams are required to be monitored by a disinterested third party. The monitor can be any impartial person who is not concerned with the result of the examination or the success of the student. The monitor cannot be related (by family) to the student. (Examples of impartial persons are teachers, librarians, church leaders, neighbors, etc.)

Self-study final exams are closed book. Producers may not refer to the course material while the exam is in progress. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

CE Carryover Allowance

Carryover of excess CE credit hours is not allowed.

Course Repetition Rules

Courses may not be taken for credit more than once in a 2-year license term.

Certificate of Completion

AOIS provides online, printable certificates of completion in Vermont. Certificates of completion are available to print online immediately after the final exam is passed. Certificates should not be sent to the Vermont Insurance Division unless required for auditing purposes. Students are required to maintain the certificate of completion in his or her files for the current and most recently completed licensing periods as official evidence of compliance of their Vermont CE.

License Renewal Process

Resident and nonresident licensees can renew their licenses online here.

CE Exemptions

The following are exempt from CE requirements:

  • Producers licensed less than 2 years at the time of first renewal.

  • Limited Line Representatives, including Title Insurance, Travel Accident, and Travel Baggage Insurance

  • Nonresident licensees in good standing with their home state

  • Property and Casualty adjusters

  • Public adjusters

  • Crop adjusters

Helpful Links

License Number Look up

View your CE transcript

Renew your license online

Vermont Insurance Division

Sircon Contact Information

Sircon
Phone: 877-876-4430
Fax: 404-656-0874
Web site: www.sircon.com

State Contact Information

Vermont Department of Financial Regulation
Phone: 802-828-3301

Fax: 802-828-3306
Email: BISHCA.ProducerLicensing@state.vt.us

Mailing Address:

Vermont Department of Financial Regulation
89 Main St. Drawer 20
Montpelier, VT 05620-3101



AOIS provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither AOIS nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.


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